Then they remove the ability to get rid of those false reports on their website. This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. Am I seeing any saving with the Drivewise program? I said 'fine, I'll call back in a few days." Unfortunately, theres more. She is also a regular contributor to publications that include Business Insider, Forbes, Bankrate, Money.com, LendingTree, U.S. News and World Report Travel, CreditCards.com, and more. People are very easily greedy, whatever happened to being gracious for a reward? Havent had any issues with it and I think its helpful. Not sure i would even if you were female. All of our other driving is on local streets at 45mph. Beyond a discount towards your premium, Drivewise participants can earn points that can be redeemed in the Allstate Rewards program. The customer will benefit from Drive Wise if: which is where i was just before last winter. The braking measurement is extremely faulty, and I agree: I have run lights, too, to avoid hard braking, and I still get a B-! From the day we signed up it never moved from 7%. I notified Allstate of this and I got an email in return saying they would look into it, but thats been over a month ago so Im starting to think they just blew me off. I have Drivewise. Had the first not happened we would still be leaving because of the second instance. This unit under my dash has me thinking about it all the time. Likewise, if you or someone driving your vehicle could stand to leave a bigger space cushion between your car and others, the device is supposed to help you see that, and then you can monitor your progress. Let me explain. They were fine as my homeowner\'s plan. They wanted to penalize us for one evening coming home at 11:30pm that we came home from a show. Allstate doesn't make the way Drivewise discounts are calculated public, so it's hard to say exactly how large your discount could get. The events below reduce any discounts that you might get on your auto insurance. But how can you argue with a device? Ok, heres the latest for me. I just got off the fone with drivewise, they told me they will look into my extreme braking. So you have hard brakes or drive at a later hour. Either they are deliberately lowering the criteria or their program is seriously flawed. SmartFinancial Insurance is a digital insurance I am an exceptionally good driver and that comes from my racing background. That is what it started at. so, i thought i was good to go with A+ and 19% plus a 10% discount for ebill. they automatically took out the payments from my credit card. Each year an insurer has to collect enough premium to pay for claims and expenses. If you're uncomfortable with surrendering this information, then you may not want to enroll in Drivewise. If my insurance was $200 per month, I would definitely do it! Actually in Texas you can drive from Austin to San Antonio with a posted speed limit of 85. Your email address will not be published. The hoops we had to jump through were insane, and at a very difficult time for our family. Some vehicles already have automatic parallel parking and emergency braking. Maybe Ill work on not driving from 11:00 a.m. to 10:00 p.m. Sorry kids.were walking to daycare today! Oh, and next time a dog runs out in front of me, Ill just run it over. My ultimate concern is that I drive about 18-20 miles to and from work (8-5pm type job) on an interstate where the speed limit is 65. I have my renewal policy right here in front of me and it shows right on it drivewise discount included in your premium. This Drivewise program is bogus. Well those sort of incidents should be extremely rare for a good driver. couldnt find any record of my previous calls. it even features a Life Time Warranty to back its powerful fast acting Phase 2 They are telling me Im calculating it incorrectly. It is a scam and yes the percentage comes off your premium it is not a bonus check or anything they send you. The Allstate Drivewise app pulls data about driving behaviors, including when you drive, how hard you brake and how fast you drive. I had to be happy with the $28. I was an Allstate customer and tried the Drivewise program. While I understand many complaints, I believe too, that Drive Wise wont suit every driver. Im seriously considering changing insurance companies, even if its more expensive somewhere else. Allstate is phenomenal when it comes to accidents and stuff but their rates are insane. Hello would you mind letting me know which hosting company youre Slowing down as not to run a yellow light caused a hard breaking incident. Also my drivewise discount shows up on my premium I have never received a check for my discount. apparently loyalty goes only one way. We reduce industry jargon so you get the clearest form of information possible. Bankrate has answers. More interested in whatever savings. thats one of the things im waiting for drivewise to figure out. oh, and I am all that was just described, lol. Safe drivers receive discounts based on their tracked safe driving habits at renewal. I drive like a 15 year old person with a beginners permit. finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. A Milewise insurance policy provides standard auto insurance with a rate based on how little you drive. im beginning to wish i knew the real story, do i keep the gadget for 6 months then it goes back or what? Andrew,,,, how often do you drive over 80? All are stupid and unhelpful!! Hint: pedestrian walk signals give visible clues to a pending traffic light change. and 6P.M. we, (i), work down from it. It would be a losing business proposition for the insurance carrier as there would be no driver accountability. i was backing to where i park one minute before turning off the key. Disclaimer: USInsuranceAgents.com strives to present the most up-to-date and comprehensive information on saving money on insurance possible. I called many times and talked with many people there. I still have 9 hard braking events and my wife has 14she said that a few were bogus, as her car was not driven upon a couple days when events were recorded. I live in Fl. Its the mileage thats killing your discount. You would think since they so call claim up to 30% that it would start there. What are index funds and how do they work? Or would you rather leave allstate and take over a 50% discount as the rates are so much cheaperthats easy buh bye allstate and Drivewise!!!!!! I call up the number I was given and some dubious line that smacked of "corporate policy" and underwriters policy was fed to me. If you have a single hard braking incident over a six month period, you wont be impacted. And, in exchange for participating, my Allstate rep told me that I would save 30 percent.which is A LOT. Our fact-checked articles are intended to educate insurance shoppers so they can make the right buying decisions. Cheers! We are still working to apply the 14% discount to your policy. it still bothers me that i got an extreme brake in my driveway in reverse. Stop attacking people, as you ARE the idiot. No I never thought I was going to get 30% off my premium as I am not an idiot!!! Check back after 6 months = overcharging you for that too so they can give you something back WITHOUT INTEREST! states where it is licensed Good and bad on these. For service provider website concerns, please contact 1-800-582-6626. Plug the device into your vehicles diagnostic, or OBD-II port, usually located near or below your steering wheel. Many agents (not just Allstate) are more concerned with the short term business on the books and will do just about anything to keep it on, even if it means irate customers in 6 months to a year. Is it even possible? Drivewise is a con and I suspect the only reason they have it is to track your driving and change your premiums accordingly. Your agent has no clue what he is talking about. Ive never been creeped out by big brother. Who drives under 80 on highways now? my 6 months is up on 20 april.. ill know more then about %s n what happens after.. While we strive to provide a wide range offers, Bankrate does not include information about every financial or credit product or service. Chris Tepedino My wife and I just received the Drivewise modules in the mail after recently switching to Allstate. My mileage for that period is 1398.5 of that this is the breakdown lowest risk 199.4 miles, low risk 960 miles, moderate risk 244.1 miles, no high risk miles. Your discount and cashback depend on your safe driving. She basically called me a liar and told me I needed to remove the device and return it to them. but im practicing.. Ive had a few different carriers in my day, but for the last 6 years Ive been using Geico and couldnt be happier. And I did remove and removed allstate all together. Some of these benefits include: However, some drivers may have drawbacks depending on their area and ZIP code, when they drive, and how often theyre on the road. I am willing to do almost anything to save money particularly on insurance. Kelly from above says it monitors only 4 things. to 10 p.m. Thats a big window in the middle of the day. Im 62 and retired. To qualify for a discount on your Allstate car insurance premium, you will need to take at least 50 trips within the six-month evaluation period. Do not sign up with them except you have money to waste. Disclaimer: Comments, responses, and other user-generated content is not provided or commissioned by this site or our advertisers. You all are idiots. that service? A fender for a 99 Jeep Cherokee is about $150; a fender for a 2014 Jeep Cherokee is about $350. So if you use DW be aware the pain and price you pay in the design flaws of the system and do NOT think the data is very accurate. i understand your green light n pissed off drivers behind you, i live just off of a 4 lane highway n most of my driving is on it. If Milewise is available in your area, enroll by going online, calling your agent or calling Allstates call center to purchase your Milewise policy. Agree/install/keep in vehicle during policy period/drive. apparently i forgot to notify geico of the new #. The mobile app provides more specific details about your trips, miles driven and your safe driving habits. well it was on ice n snow it spun a little.. stupid though.. No one is going to monitor my driving (that is until the government makes it a law which sadly will probably happen sooner rather than later!). I have also had hard extreme braking times that did NOT show up on the app. With the hand bcause the device is connected to the global positioning system or GPS, the data is stored with Allstate and can be retrieved in the event of an unexpected impediment or emergency.